20+ years of sustained returns

Invest ethically and get Shariah compliant returns as you move one step closer to your goals.

Learn more

House your dreams by financing Islamically

Invest your hard-earned money the halal way to own the house and call it home.

Learn more

House your dreams by financing Islamically

Invest in your child's future

Secure the future of your children by investing for a tomorrow they truly deserve.

Learn more

How can we help?

Investments

General investment fund Hajj investment fund Children investment fund Superannuation (SMSF)

Finance

Home Finance Car Finance Hardship Finance Finance Calculators

Find out why around 4600 members choose ICFAL

Putting Shariah compliance first

Thoroughly screened products with strict adherence to Islamic principles.

Learn how

100% member owned, no external sources

ICFAL finances all the products using its members’ funds only.

Find out more

20+ years of experience in Islamic finance

Pioneering Australian Islamic Finance with extensive experience since 1998.

Our Story

Hear From Our Members

"Imtiaz Ahmed, a member with ICFAL since 2007"

Imtiaz Ahmed

With you every step of the way

Invest With ICFAL

Be part of a 4000+ member strong community that finances projects and ambitions through Islamic contracts. And in return get attractive dividends on your investments.

Find out more

Invest in Your Child’s Future

Secure the future of your children by setting aside a fund for them. You can earn returns on the amount as you continue to increase the fund towards a future they truly deserve.

Find out more

Invest for Your Hajj

Fund your trip to Makkah with ICFAL. Earn Shariah compliant returns to reach the targeted amount faster at your desired pace.

Find out more

Switch Your Super to ICFAL

Switch your Self Managed Super to ICFAL and join a fund of $50 million+ that provides Shariah compliant returns on its investments.

Find out more

Buy Your Dream House

Get the house you dreamt of with halal financing from ICFAL. Invest your hard-earned money the halal way to own the house and call it home.

Find out more

Buy New Car

Own your new car with ICFAL by your side. Our car financing product gives you the chance to get your dream car to drive with your loved ones.

Find out more

Latest From ICFAL

Explore all

1 min read

News

End of year Office Closure Announcement

As 2023 comes to a close, the ICFAL team is taking a short break to recharge and celebrate. Our office will be closed from 23rd December 2023 to 3rd January 2024.

1 min read

News

ICFAL's Commitment to Higher Education

In this quarter, we have taken a significant step by submitting a proposal to make the Higher Education Contribution Scheme (HECS) system Shariah-compliant.

1 min read

News

Muslim Youth Career Expo

We recently had the privilege of participating in the Muslim Youth Association (MYA) career expo, where we engaged in insightful discussions with high school students, university attendees, and industry mentors about the blessings of Islamic finance.

Welcoming Farhad - ICFAL's New Financial Controller:

1 min read

News

Welcoming Farhad - ICFAL's New Financial Controller:

In the month of March, we embraced Farhad as our new Financial Controller. With a career spanning over 14 years, Farhad brings forth a wealth of experience to ICFAL.

1 min read

News

Celebrating 25 years

With hearts full of gratitude, we rejoice in announcing the Successful culmination of our 25th Annual General Meeting on September 10, 2023.

ICFAL Joins the Business Council for Cooperatives and Mutuals (BCCM)

0 min read

News

ICFAL Joins the Business Council for Cooperatives and Mutuals (BCCM)

With the guidance of Allah (SWT), we are delighted to announce that ICFAL is now a proud member of the Business Council for Cooperatives and Mutuals (BCCM), Australia's leading advocate for co-operatives and mutuals.