Menu

Contact UsSign In

Membership

Membership

Increase your wealth with Shariah Compliant returns.

Find out more
Membership options
General MembershipInstitutional MembershipChildren MembershipHow cooperative membership worksHajj MembershipCalculate your return

Help & support

Membership FAQsAnnual General MeetingForms & Documents
Membership options
General Membership
Institutional Membership
Children Membership
How cooperative membership works
Hajj Membership

Finance

Finance

Living your dream is a step closer. Explore Halal Financing with ICFAL.

Find out more
Finance options
Home FinanceShariah ComplianceCar FinanceFinance CalculatorsHardship Loan

Help & support

Home Finance FAQsCar Finance FAQsForms & Documents
Finance options
Shariah Compliance
Home Finance
Car Finance
Hardship Loan

Why ICFAL

About ICFAL

Learn about the team helping you with Shariah compliance financing since 1998.

About ICFALShariah ComplianceOur StoryHow we use member capitalMeet the TeamCareers

Help & support

Membership FAQsAnnual General MeetingForms & Documents
About ICFAL
Our Story
Meet the team
Careers
Annual General Meetings

Tools & Resources

Tools & Resources

Access our Tools & Resources to help you with your Islamic finance and membership journey.

CalculatorsNews & InsightsForms & DocumentsEventsHelp Centre (FAQs)Careers

Help & support

Membership FAQsAnnual General MeetingForms & Documents
Forms & Documents
Calculators
Help Centre (FAQs)
News & Insights
Events

Contact us

1300 042 325
Home

/ Membership

25+ years of sustained returns

Become a member and get Shariah compliant returns as you move one step closer to your goals

Join online in under 5 minutes.

Start your membership journey

Start your membership journey

Being a Member with ICFAL

Being a Member with ICFAL

Be part of a 5000+ member strong community that finances projects and supports through Islamic contracts. And in return get attractive dividends on your shares.

Find out more
Institutional Memberships

Institutional Memberships

Institutional Memberships are for charities, companies , incorporated entities and even Self Managed Super Funds (SMSF). Institutions at all levels of the community can also join and become a member of a cooperative with over $45 million in member share capital that provides Shariah-compliant returns to its members.

Find out more

Plan for you and your family's future

Plan for you and your family's future

Empower your Child's financial literacy with a Children Membership

Empower your Child's financial literacy with a Children Membership

Empower your child with a dedicated Child membership that introduces them to the principles of community contribution and financial empowerment. Child memberships yield returns similar to general memberships, all without the typical membership fees.

Find out more
Save for your hajj

Save for your hajj

Embark on the sacred journey with confidence. Your membership earns Shariah-compliant returns as you grow your shareholding towards your goal.

Find out more

How our cooperative membership is Shariah compliant

We place Shariah Compliance at the heart of all our products. To assure you, each product is launched after an approval from our in-house Shariah Team who supervises the adherence to Islamic principles. With a zero-compromise policy to Shariah-Compliance, each product is operated in a 100% halal way.

This enables you to confidently pursue and finance your goals through ICFAL, all while adhering to your Islamic values in the process of building wealth.

Find out more
icfal

Beginning your journey with ICFAL is easy, get started online

Join online in minutes

Apply online and verify your identity. We will then review and approve your application.

Purchase shares in ICFAL

Once your application is complete, simply transfer your money to ICFAL to purchase your desired amount of shares

Grow your membership

Get your money to work for you and create a positive impact for your community.

Our Membership Performance

Membership portfolios
10 years (p.a)
5 years (p.a)
1 year (p.a)
General Membership
6.5
6.5
3.8
Children Membership
6.5
6.5
3.8
Hajj Membership
4.4
4.4
2.8
Institutional Membership
4.4
4.4
2.8

Expand to see important information

The returns shown above are net profit after fees, indirect costs and tax. They may differ from your actual returns. Your actual net returns will appear in your annual statement. Past performance is not a reliable indicator of future performance.

Supporting community projects

At ICFAL, we use our members’ share capital to impact and better the community while earning Shariah-compliant returns for members like you.

Parramatta Mosque

Parramatta Mosque

Sydney, VIC

Melbourne Madinah

Melbourne Madinah

Melbourne, VIC

Horsham Mosque

Horsham Mosque

Sydney, NSW

Campbelltown Youth Centre

Campbelltown Youth Centre

Sydney, NSW

Campbelltown Youth Centre

Campbelltown Youth Centre

Sydney, NSW

Help grow the community with ICFAL

Join 5000+ members and be a part of a better tomorrow by earning halal returns.

Icfal
Close