General investment fund
Be part of a 4000+ member strong community that invests projects and ambitions through Islamic contracts.
Join online in under 5 minutes.
Why consider our General Investment Fund
Sustainable growth
Increase your fund with sustainable returns by investing them in thoroughly screened projects.
Shariah-compliant returns
Investments with ICFAL are 100% halal with zero compromise on Shariah compliance.
Impact community
Set a priority for impact driven investments to better the community you live in.
01/02/2002
Quarterly
7 Years
$10,000
0.60%
Medium
Rental Property
60%Investment Property
10%Community Projects
30%Investment performance
Expand to see important information
The returns shown above are net of investment fees, indirect costs and tax. They may differ from your actual returns. Your actual net returns will appear in your annual statement. Past performance is not a reliable indicator of future performance.
Slide to see how much you could stack up with ICFAL
Starting deposit
$10,000
Contributions (per month)
$500 per month
Time (max 10 years)
years
Investing with ICFAL is easy, get started online
Join online in minutes
Apply online and verify your identity. We will then review and approve your application.
Transfer funds to ICFAL
Once the application is complete, we’ll ask you to transfer your money.
Grow your investments
Get your money to work for you and create a positive impact for your community.
Frequently asked questions
Am I eligible to invest in the General Investment Fund?
- Are an Australian Citizen or Permanent Resident of Australia
- Are aged 18 or over
How can I apply for General Investment Membership and what does the application process look like?
The application process
1. Apply online
The online application may take a few minutes to complete where you’ll mention:
- Basic Details
- Contact Information
- Upload required documents
2. Deposit your fund
After your application is reviewed and approved, we will ask you to transfer your investment to ICFAL’s account.
3. Grow your investment
Sit back and enjoy halal returns on your investments.
How is ICFAL truly different?
No single person or small group of individuals own ICFAL. The profits and losses are owned and shared by the members.
How do you assure Shariah Compliance?
What makes ICFAL Islamic?
1. Sourcing our funds only from our members and kept in an interest-free bank account.
2. Sharing in any equity profits and losses in the sale of the property in the market.
3. Allowing for the rent and profits paid under our Musharaka financing model to be based on the actual rent and property prices using an independent valuer.
4. Our profit rates are not tied to the prevailing market interest rates.
5. ICFAL is a community-owned and operated organisation. The profits are not attributed to any single member or a small group of individuals.
6. ICFAL simply offers a platform to bring members who would like to help other members to homeownership through a proven Islamic financing model.
We believe these factors make us substantially different from other financing models.
