How can I redeem my shares when needed?

• Download a share redemption form from the ICFAL website, fill it out with all information required and send it to us. Please note that the Co-operative does not carry out traditional banking business activities, therefore unable to transact like deposit and withdraw at call.
• However, you are entitled to redeem shares from your account at call if it was less than $1000. Redemption of a greater amount requires at least one month notice as your shares are already invested and may require time to return. Sometimes, due to hardship and difficulties of member to cover any emergency, faster redemption may be allowed provided fund is available.